Calculator 07

Affordability calculator

Work backward from your income to a comfortable instalment, and see roughly how large a loan that supports.

R
R
Repayment ratio
% / year
years
Results

Indicative loan you could afford

R 806 429

Gross monthly income
R 45 000
Max instalment budget (28%)
R 12 600
Less existing debt
– R 4 000
Available for new instalment
R 8 600

Lenders typically want your total debt instalments — this loan included — to sit under roughly a third of gross income. Use the ratio options to see how that changes what you qualify for.

Currency conversions use approximate indicative rates (live rates unavailable right now).