Calculator 07
Affordability calculator
Work backward from your income to a comfortable instalment, and see roughly how large a loan that supports.
R
R
% / year
years
Results
Indicative loan you could afford
R 806 429
- Gross monthly income
- R 45 000
- Max instalment budget (28%)
- R 12 600
- Less existing debt
- – R 4 000
- Available for new instalment
- R 8 600
Lenders typically want your total debt instalments — this loan included — to sit under roughly a third of gross income. Use the ratio options to see how that changes what you qualify for.
Currency conversions use approximate indicative rates (live rates unavailable right now).