Financial calculators
Your money maths,
worked out properly.
Bond repayments, car finance, savings, retirement and take-home pay — clear, honest figures in one place, so you can make decisions with confidence.
- 7
- calculators
- 10
- currencies, live rates
- 2020–27
- SARS tax years
The ledger
Choose a calculator
Every result updates as you type, and can be shown in any of ten currencies.
- 01
PAYE / Tax calculator
Take-home pay, PAYE and UIF using SARS tax tables back to 2020.
Open calculator - 02
Bond repayment calculator
Monthly home loan instalments, total interest, and what extra payments save you.
Open calculator - 03
Vehicle finance calculator
Car loan instalments with deposit and balloon (residual) payment options.
Open calculator - 04
Personal loan calculator
Instalments on unsecured loans, including monthly service fees.
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Savings growth calculator
How a lump sum and monthly contributions compound over time.
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Retirement projection
Project your retirement savings and check them against your goal.
Open calculator - 07
Affordability calculator
Work back from your income to the loan you can comfortably carry.
Open calculator
Transparent maths
Standard amortisation and compound-interest formulas, with a full repayment schedule you can check line by line.
SARS tax tables
PAYE uses the published brackets, rebates, UIF ceiling and medical credits for every tax year back to 2020.
Ten currencies
Switch any result between Rand, Dollar, Euro, Pound and more using live market exchange rates.
Share your results
Download a clean PDF summary or email your figures to yourself, your partner or your adviser.
Thinking about buying a home?
Start with what you can afford, then see exactly what the bond will cost you over its lifetime.